Joel Mermelstein

Cover Your Assets - Before the Sunburn Hits!

Summer’s a precious thing—sun’s out, grills are fired up, kids are running through sprinklers, and finally you can sit on the porch without three layers and a snow shovel. While you’re soaking up the sunshine and preparing that next family BBQ or beach escape, we’re here making sure you and everything you love are protected year-round.

At Joel Mermelstein State Farm, we believe insurance shouldn’t feel like a chore—or a mystery novel. We keep it simple, smart, and even a little fun (yes, really). Whether it’s your home, car, business, boat, or that new camper you just had to have this summer, we help you protect your assets so you can keep living your dream life without looking over your shoulder.

Protect your family! We’ve got you covered like SPF 50 on a July afternoon. Our expert team is here to build custom plans that make sense for where you are—and where you’re going. Life protection, college savings, retirement goals—we do it all. It’s not just about policies. It’s about preparing for your future.

And don’t worry—we don’t disappear after the paperwork’s signed. Our customer service is as loyal as your favorite ice cream stand. We’re real people who answer the phone (without a robot voice), listen, and solve problems fast—because that’s how neighbors should treat neighbors.

So whether you’re hitting the coast, tending your tomatoes, or just avoiding your in-laws this summer—we’re here to make sure you and your family are properly insured.

We help people manage the risks of everyday life by offering Auto, Fire, Life, Pet and Health Insurance in NY, NJ and PA. Protect your home and personal property with a personalized plan that is designed and works for you.

Our goal is to provide remarkable service for all, existing and potential customers alike, be adaptable and communicate the way you prefer, be your go-to resource for all your insurance needs and financial services! By offering a vast product selection combined with a memorable experience, we will be your partner and the one to rely on at the time of need.

Growing up in a multicultural environment I learned the value we all bring to each other and how our uniqueness makes us stronger together. I'm passionate about helping others and making a positive impact in other people's lives.

Having experienced the hardship of not having proper coverage and witnessing the devastation of people close to me by not having protection, I’m passionate about educating my customers about simple steps they can take to reach their dreams and protect what they have worked hard to achieve.

My team and I are dedicated, engaged, transparent and relate to your personal needs. We have the knowledge to bring awareness of simple steps you can take to reach your dreams while we focus on protecting your assets.

We understand and recognize the positive significance we can make in our community and are committed to do so by consistently giving back, support local businesses and be part of the community’s success.

Call us for a free quote on your personal and commercial insurance needs! We offer 24/7 customer service and are passionate about helping small business get set up right the first time!

Schedule time with us to discuss your retirement options and your path to long term financial success. Ask about our competitive banking products and loan options, we got you covered!